Payment Plans
While you can’t put a price on good dental health, the cost can be a worrying prospect. The truth is that some people avoid the dentist out of fear of overspending on the simplest of procedures. The problem with that, of course, is that untreated problems will likely escalate. And, if you let dental problems get worse, they are going to be more complicated and expensive to fix in the long run. Fortunately, it doesn’t have to be that way. Payment plans are here to help, meaning you can get the treatment you need when you need it, without breaking the bank.
Financing Dental Treatment at Ambience Dental
At Ambience Dental, we are dedicated to making comprehensive dental treatment available to everyone.
Firstly, we accept all health funds. If your private health insurance pays a full benefit for your general dental treatment, you can be assured of no out-of-pocket expenses.
Our Payment Plans
We understand that patients in the Wollongong area are different, and so are their finances. If you don’t have a health fund in place that covers your dental treatment, that doesn’t mean that you should miss out on routine dental appointments or advanced procedures. We offer several payment plans to our patients to help make the cost of treatment more manageable:
1.
Zip Pay and Zip Money
Zip was established in Sydney in 2013 to offer consumers a fairer alternative to the unforgiving credit card market. The company has created a simple and transparent way for individuals to pay for the things they need when they need them. Zip offers two products, Zip Pay and Zip Money. The first is an interest-free online shopping account with a $1,000 credit limit and the latter is a line of credit for larger amounts. With Zip Pay, repayments start from as little as $10 a week. With Zip Money, the interest-free period is guaranteed for at least three months. Either way, you can access all the details on Zip’s very own mobile app, making it even easier for you to keep on top of your finances.
Benefits include:
● No deposit required – with Zip, you don’t have to pay anything upfront, which means you can focus on getting the treatment you need without delay.
● Use for treatments up to $30,000 – the Zip Money product allows you to borrow anything up to $30,000, covering the vast majority of dental procedures.
● Long interest-free period – while Zip guarantees a three-month interest-free period, at Ambience Dental, we can extend this up to 30 months, depending on the treatment required.
2.
HUMM
HUMM is a prominent “buy now, pay later” (BNPL) payment service that has gained popularity as an alternative to conventional credit cards and loans. With HUMM, consumers have the flexibility to make purchases and then spread the cost over time through a structured installment plan. Here’s how it works:
When shopping online or at participating physical stores, customers can opt for HUMM as their preferred payment method during the checkout process. HUMM typically offers various payment plans, allowing users to select an installment period that aligns with their budget and financial preferences.
To determine eligibility, HUMM may conduct a quick credit assessment or evaluate specific criteria. Once approved, the customer can finalize their purchase. Instead of paying the entire amount upfront, they commit to making a series of smaller payments, usually on a weekly or fortnightly basis, until the total cost is covered.
Please note that we offer a 0% interest and 0% deposit with HUMM users!
3.
SuperCare
Did you know that you can apply for the Early Release of your Superannuation to pay for you, your family member’s dental or orthodontic treatments?
We are happy to introduce SuperCare – an external service provider – that can assist you to make an application via the Compassionate Release of Superannuation (CSR) Program, operated by the Australian Taxation Office (ATO) to cover dental and orthodontic costs.
Book an Appointment At Ambience Dental Today
If you’re still concerned about how to manage the cost of your treatment, call us today on (02) 4283 3357 and have a chat with one of our friendly team. We can talk you through the different options available to you and try to find the best way for you to get the treatment you need.
Dental treatment should be accessible to everyone, don’t let cost stand in the way of your health. To book an online appointment click here or enter your details in the form below and a member of staff will call you straight back.
